According to the usual practice, I still want to say a few words of hypocrisy, hahaha, after all, I am following the literary style.

Reject the "Internet promotion method" During his time at Sequoia, Hu Dan was in charge of investment in the TMT industry. He led and participated in projects including Jumei Youpin, Looking for Gangwang, Dayima, Super Curriculum, etc., but he did not approve of it. The application of O2O and e-commerce expansion methods in the financial field.“70%-80% of these 250 million people are lenders with very good credit.

While studying for an MBA at Stanford, Hu Dan listened to a speech by Richard Fairbank, founder of Capital One, the second largest credit card company in the United States. Capital One used statistical models to conduct credit reviews and provide credit card services to users rejected by banks.For example, there is a device in Payman's APP that can check whether the applicant's mobile phone is turned up when taking a selfie. If a person's mobile phone is not turned up at all, then he is probably facing a fraudulent loan agency photo. Photos of him were being taken.”According to Zhu Jun, Chief Risk Control Officer of Paidianxia, through the screening of passive borrowers, 75% of its existing customers are exclusive borrowers. They have no relationship with other platforms and have very few shared debts. , its debt is very manageable.

Up to now, the total historical financing of Payman has reached 86.97 million US dollars.Such people are new quality customers in our opinion.

“They have almost never had a loan relationship with a bank and have no credit score.

250 million people, 2 trillion huge market Hu Dan analyzed China's consumer finance market at the beginning of his business: Since white-collar workers are already covered by credit cards and BATJ, it is better to do credit ratings that are slightly worse than white-collar workers groups, and this group includes blue-collar workers, students, and farmers.There's no need to go to extremes, but most websites have at least a Twitter and a Facebook account.

You can also use this information to help plan future web content.The content section of the page includes: event title (New Year’s Eve Ceremony) + event time (12.31-1.2) + event prizes (three-piece set) + event participation method (sign up for free) + event process (online registration-offline collection)+ Activity participation conditions (only for new users), etc., each block should be as concise as possible with clear logic. Of course, the simpler the participation conditions, the better.

I always believe that if you do a good job in website operation, you must also do a good job in content operation on other platforms.See clearly the current position of the company, understand the competitors and their operating strategies, formulate corresponding operating goals, and strive to surpass competitors.